If you're not certified as a foreign language translator, can you still do freelance work? I'm trying to get into NYU SCPS program Spanish-English translation studies. Problem is, my credit is horrible because of being nice to my family & trying to help them out, only to find out they were using me & taking advantage of me & destroyed my credit, & I can't find a job. I can't even get a continuing education loan. Do you know if there's a possibility that I can get a Continuing Ed. loan if my credit score is below 500, & I receive SSI & Social Security benefits? Low, fixed income. I have a neurological disability (Tourette's). If I can't get a loan, I just wonder if I can legally freelance as a translator online, without a certificate. If so, what sites can I use? Is Pro-Z legit or scam? What about Translator's Cafe'? I have my BA in Spanish. Thanks.